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So how do you decide whether an extended garuantee is right for you? Your best option is to consider your anticipated usage:
If you’re buying a laptop as a second computer for occasional use when you need to travel, you can probably pass on the extended warranty and still feel relatively safe.
At the other extreme, if you use your laptop day in and day out as your major system, with half your life spent in airport terminals, you should consider adding as much extended warranty as you possibly can. Fortunately, unlike car warranties, laptop warranties don’t put any restriction on mileage.