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Small and medium sized business financing is focused on both personal and business credit histories.

Regular reviews of both personal and business credit reports from the credit reporting agencies are important to avoid errors and credit practices that can severly damage your borrowing power.

1. >>> Develop your marketing position.
2. Yes, seeking business financing is a marketing exercise. When applying for business financing, you are marketing your business to lending sources.

In order for them to seriously consider your application, they need to know what's in it for them. What will they make as a return?

What is the risk of you not paying the money back?

What are the business risks and how do you intend to manage them?